JIM.com is not a bank. JIM.com is a financial technology company, whose services are provided by Lead Bank and Patriot Bank N.A., both Member FDIC. The JIM.com Visa Prepaid Card (the "JIM" Card) is issued by Lead Bank and Patriot Bank, both member FDIC pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Terms and Cardholder Agreement for more details. Funds held in the JIM Visa Prepaid Card Accounts are held with Lead Bank or Patriot Bank N.A., both Member FDIC, and are insured up to $250,000 in the event Lead Bank or Patriot Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Cloudwalk's failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage. Instant settlements subject to terms. Fees and T&C apply. See jim.com for more details.